It depends on your income, debts, and who depends on you financially. A common starting point is 10–12 times your annual income, but the free consultation will help you land on a number that actually fits your situation.
Term life covers you for a set period (like 20 years) at a lower cost. Whole life covers you for your entire life and builds cash value over time, at a higher premium.
It depends on the policy and carrier — some final expense and simplified issue policies don't require one. We'll walk you through what applies to your situation.
Yes. There's no cost and no obligation to purchase anything after your free consultation.
No. Our role is to help you understand your options clearly. The decision is always yours.
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